Inquiry Form

You might have seen a lot about student loans in the news recently. This isn’t just another headline, it’s something that directly affects current students, future students, and graduates across our community. Student loans should open doors, not close them, and this inquiry is a chance to make sure the system works for everyone.
 

The Who

The Parliamentary Treasury Committee has launched a full inquiry into student loan terms and taxation - and yes, you can take part.

If you’ve ever taken out a student loan since the system began back in 1998, this is for you. That includes:

• Current students
• Recent graduates
• Anyone who’s repaid or is still repaying a loan

This is one of those rare moments where decision‑makers are actively saying: “We want to hear from you.”
 

The What

The Treasury Committee wants to understand whether the student loan system is fair, transparent, and sustainable. They’re looking at things like:

• How repayment thresholds and interest rates are set
• Whether changes to loan terms have been fair or transparent
• The financial impact on graduates and current students
• How different plans (including Plan 2 and Plan 5) shape students’ future finances
• What a fairer system could look like

This is your chance to make sure your student experience shapes future decisions.
 

The Why

Student loans have become a huge national topic. From frozen repayment thresholds to unexpected changes in loan terms, a lot has shifted — and not always in ways students agreed to. This inquiry is a direct response to growing concerns from students, universities, unions, and the media about the fairness and sustainability of the current system.

Some key concerns include:

• Plan 2 repayment thresholds being frozen
• Postgraduate Master’s loan thresholds remain stuck at £21,000, despite previous commitments to increase them with inflation.
• Families with two children at university are seeing promised support quietly disappear.
• Under the Lifelong Learning Entitlement, maintenance support could fall by up to 58% for some full‑time learners.

With so much at stake, this inquiry is a direct response to the pressure from students, the sector, and the public to fix a system that isn’t working as it should.
 

The When

The inquiry is open right now, and the survey closes at 5pm on Tuesday 14 April 2026.

Opportunities like this don’t come around often. The sooner you complete the survey, the better - it ensures your experience and your perspective are part of the national conversation shaping future loan policy.

If you care about fairness, transparency, and being listened to: now is the moment to speak up.
 

The How

How Do I Share My Experience?

It takes about 10 minutes to complete the online survey via the UK Parliament website and your voice could help shape the future of student finance.

Take part here: Inquiry Form

Every response matters. Your story, your experience, your voice - they all have power.